Attention homeowners: Real estate appraisal services for in DeMotte and Jasper County

See the top 7 reasons Indiana homeowners need First Choice Appraisal Service (219) 863-7711:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to reduce your mortgage payments
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in Indiana by determining the true market value of real estate
Do you own a home in or near DeMotte? Do you need help deciding the value of your real estate? Contact First Choice Appraisal Service (219) 863-7711.

At First Choice Appraisal Service (219) 863-7711, we understand the particular needs of a customer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a regular person not in the real estate field that most likely doesn't look at appraisals every day, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours.

Challenge Tax Assessment

Let's say your home is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from First Choice Appraisal Service (219) 863-7711 is your best weapon.

Appraisals to remove PMI

A fashionable way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. First Choice Appraisal Service (219) 863-7711 is experienced in helping clients just like you do away with unnecessary PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. Not only can this be troublesome from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. First Choice Appraisal Service (219) 863-7711 can help you reinstate your home equity line of credit with an expert appraisal.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? First Choice Appraisal Service (219) 863-7711 offers field reviews where we'll go out and check the subject and comps. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can assist you. Although most appraisal reviews are commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are wise to get a second opinion.